NoticeOfChange
EVERYTHING ON ONE TIMELINE

Know what changed in your parent’s coverage, what the notice asks for, and when it’s due.

Every deadline, renewal, and premium change that touches your parent’s benefits, read, explained, and put on one calendar. So nothing lands as a surprise in January.

Decode the ANOC letter, freeCheck something suspiciousSee what we track →
ANNUAL NOTICE OF CHANGE
ONE CHANGE TO KNOW ABOUT
Jardiance moved to Tier 4
We caught it in the letter and explain what the change means for your parent’s costs.
SEP 30
Notice arrives
OCT – DEC
You decide
NEXT YEAR
We keep watching
WHERE WE STAND

Not affiliated with Medicare or CMS. Not an insurance agent or advisor. We don’t sell plans or earn commissions. We explain and track. You decide. We’re paid only by you, never by a plan or an agent, and that’s the whole point.

HOW IT WORKS
1

Send the letter

Upload the ANOC, or snap a photo of the pages on your phone. No account needed to start.

2

We read and check it

Every figure is checked against the plan's own documents and CMS files, with the source noted.

3

Plain language, on a timeline

What changed, what it means, and what to check, plus a calm reminder before each deadline.

YOUR PARENT’S WHOLE YEAR

The benefits notices that shape your parent’s year, tracked in one place.

Decoding the Medicare ANOC is live today. The rest of your parent’s year is on our roadmap, the notices we’re building toward next.

MEDICAREEACH FALL
ANOC & drug re-verify

What changed in the plan, and whether your parent's drugs are still covered the same way.

Plan ANOC + CMS formularyVERIFIED JUL 2026Live now
STATEANNUAL
Medicaid redetermination

The yearly renewal that keeps Medicaid active, with the paperwork deadline.

State MedicaidOn the roadmap
TAXANNUAL
IRMAA & RMD

Income-based Medicare surcharges and required withdrawals, explained in plain terms.

SSA · IRSOn the roadmap
INSURANCEANNIVERSARY
Medigap & LTC letters

Rate letters and birthday-rule windows for Medigap and long-term-care policies.

Insurer · state DOIOn the roadmap
COUNTYFILING SEASON
Property tax exemption

Senior and homestead exemptions that lower a parent's property tax, if filed in time.

County assessorOn the roadmap
SECURITYPERIODIC
Credit freeze check

A simple periodic check that a parent's credit freeze is still in place.

FTC guidanceOn the roadmap
PRICING

Start free, then keep the year organized.

One price, per parent, for the whole year. Decode any Annual Notice of Change free. Subscribe when you want cited findings, deadlines, reminders, and decoded notices together for the year ahead.

FREE DECODE
$0always free

Best for understanding one notice without creating an account.

See what changed in plain language, with findings cited to the letter and official CMS files.

Decode a letter free

No account or payment required

MONTHLY
$9/month

Best for trying year-round tracking through one enrollment season.

The full subscription, billed one month at a time.

Cancel anytime · secure checkout via Stripe

MOST POPULAR
ANNUALSAVE $9
$99/year

Best for the full benefits year, with the calendar and reminders in one place.

The same subscription, billed once a year.

Billed annually, save $9/yr · cancel anytime

What’s always free

Decode a notice, read every cited finding, and see the official sources without an account or payment.

What the subscription includes

  • Cited findings from each decoded notice
  • One benefits calendar for the full year
  • Email reminders for tracked deadlines
  • Your decoded notice history, so next year does not start from scratch

Consumer-pay only. We do not accept carrier or broker money, sell plans, or earn commissions. NoticeOfChange is not affiliated with Medicare or CMS.

NoticeOfChange · Know what changed in your parent’s coverage