How to get Medicare permission to discuss a parent's coverage
Last reviewed August 2026
CMS form CMS-10106, “Authorization to Disclose Personal Health Information,” lets a person with Medicare name someone Medicare may share their personal health information with. For an adult child helping a parent, it creates written permission for conversations about the parent’s Medicare information. Medicare.gov provides the form.
Why an adult child may need the form
Medicare says that if a beneficiary wants 1-800-MEDICARE to give personal health information to someone else, the beneficiary must let Medicare know in writing. Without that permission, an adult child can ask general Medicare questions, but the representative cannot share the parent’s personal claims or coverage information with them. See the written-permission requirement on CMS-10106.
What CMS-10106 authorizes
The form lets the beneficiary name the person or organization that may receive their Medicare information. The beneficiary can authorize disclosure of all personal health information or name specific information, and can set an expiration date or event for the permission. See the choices on CMS-10106.
How to complete and submit it
Download CMS-10106 from CMS. The beneficiary fills in their Medicare information, identifies who may receive the information, chooses the scope and duration, and signs and dates the form. The completed form is mailed to the Medicare address printed on the form. Download the official form and mailing instructions.
How it connects to the Annual Notice of Change
A parent and adult child can read the Annual Notice of Change together without this form. If they call 1-800-MEDICARE with a question that requires the parent’s personal Medicare information, CMS-10106 gives Medicare written permission to discuss the authorized information with the person named on the form. CMS-10106 states the written-permission requirement.
Upload your parent’s ANOC and we’ll pull out the drug, cost, and coverage changes it lists, in plain language, each point cited to the page it came from.
Decode the notice, freeNoticeOfChange explains what your parent’s notice says and organizes the deadlines. We are not insurance agents or advisors, we do not recommend or compare plans, and we are not affiliated with Medicare or CMS.